Great tips from Francis in this guest post
Driving. It’s a necessary evil combined with an incredible luxury… you dislike it while you’re sitting in traffic and you love it when you’re cruising the highway with your hair in the wind. One thing that nearly everyone agrees on is that driving is expensive – and it isn’t getting any cheaper! With that in mind, let’s take a look at three tips that can help reduce how much of your hard-earned cash goes into driving, insuring and maintaining your car.
Reducing your Gasoline Use to Save Big
If you want to save money on your daily commute or other driving, you’re going to have to start by reducing your fuel consumption. The days of cheap gas are long past us and if the price is going to go anywhere, it’s going to go up; thankfully, there are a couple of easy ways to reduce gasoline use without having to buy a brand new car.
First, you’ll want to keep your tires inflated to the manufacturer’s suggested pressure. Tires that are over-inflated or under-inflated can change the amount of friction between the rubber and the road, which negatively impacts fuel use. Check your tires on a regular basis to ensure the pressure is correct.
You’ll also (unfortunately!) want to ensure that you drive at or near the speed limit. It might seem tempting to speed to try to get to your destination faster, but studies show that individuals who speed rarely end up saving much more than a minute or two and the fuel cost is much higher. Avoid having a “lead foot” and you’ll save both fuel and cash.
Grind Down that Car Insurance Bill
Auto insurance is another area where most individuals have some opportunity to save a bit of cash. We won’t touch on car insurance companies or who to buy your insurance from as these are more of a personal preference. However, here are two ways you can save quite a bit on auto insurance:
Call your Insurer and Ask for Discounts – it might seem like a no-brainer, but calling your insurance provider and asking what types of discount you may qualify for will certainly drum some possibilities up. Ask about long-term safe driving discounts, savings for having a car alarm and membership organizations that may have a preferred rate.
Bundle your Car Insurance with Other Policies – nearly all insurance providers have some ability to bundle car insurance in to a package with life, house, commercial or other insurance policies. Ask your insurer if they have bundling discounts and how much you can save by moving your other insurance policies over to them.
Repair Shops: Watch for Scams and Overcharging
The final tip is to avoid paying exorbitant prices for maintenance and repairs. It can be tough to find an honest mechanic, but they do exist and they’re worth the trouble of tracking down. Check around your social network, ask your friends and work colleagues, and post up on Facebook asking for a referral to someone who isn’t going to rip you off. Avoiding just one unnecessary repair bill can save you hundreds of dollars, so choose your mechanic wisely!
These are just a few tips for driving frugally, and they’re certainly not the only ones. Do you have other ways that you save gas or cash when you’re out driving your car? Share them in the comments below!
Francis Anderson is a blogger and author who loves to write about automobiles and other related topics. Don’t forget to check out his recent project CarLoanCalculator.me, which helps individuals with calculating car payments and includes some easy calculator tools. Thanks again for reading!