Some of you may remember the snowman dishes I posted about. I bought the whole set for five bucks at a flea market. We used them for the first time over Christmas week and I wanted to share some pictures.

This post is part of Thrifty Thursday and Tablescape Thursday.

Related posts

• Saving Money On Your Food Budget (2)
• Saving Money On Clothing And Personal Care (3)
• Seven Inexpensive Gifts (6)
• Saving Money On Your Wedding (0)
• Saving Big With Coupons (0)

If you find it difficult to put aside money to purchase gifts for different occasions, you probably pass up on special events just to avoid gift giving. Although you inhibit yourself from spending by doing this, you also miss unforgettable moments with your loved ones and friends. This article will give you some tips on how to save money buying gifts and some gift ideas that will surely get you going in every special gathering or occasion.

Whether it’s your dad’s birthday, Mother’s Day, Father’s Day, Christmas, or your daughter’s graduation, you should never worry about going into debt when you purchase gifts. Remember the following pointers, which are an idea beyond the traditional thinking, “it’s the thought that counts.”

Packaging –
Prevent yourself from purchasing gift bags and wrapping papers. As an alternative, save up all the gift bags and wrapping papers that you’ve received from other people and use them again. You can also try to go eco-friendly by wrapping your gifts up with old newspapers or you can be more creative by making a collage of old photos and use it as gift wrapper. Through these steps, you are not only saving money, but you are also supporting a good cause to save the planet.

Dollar Stores –
There is no point in visiting expensive shops and boutiques for a birthday gift if your budget is limited. You can learn how to save money buying gifts by making your present more personal and sentimental. You can buy an album or a picture frame from a dollar store. Place your favorite photos in it and include a personal letter that recounts what happened in each picture. Your relative, best friend, or special someone will surely be appreciative for the gift’s personal touch.

Dinner Date –
If you want to surprise your special someone, you can cook his or her favorite meal in your home. Set the tables and then light the candles. This absolutely beats splurging lots of money at a fancy restaurant and compensating the server a tip.

Music –
If you are searching for a gift for someone who loves music, you should get in touch with his or her inner deejay by making a personalized CD. Make sure that the album cover features him or her.

Poetry – How about making a poem for your friend, loved ones, or special someone? Even if you are not into poetry, when you begin to think about his or her special qualities and attributes, you’ll definitely come up with a great poem. You can place it in a frame and decorate the frame with his or her photos.

Books – Books are gift ideas that will help you recognize how to save money buying gifts. Bookstores always have sections where they sell books at a bargain cost. For only a few dollars, you’ll be delighted to see the books you can purchase such as dictionaries, former bestsellers, and even how-to and DIY manuals.

In the end, you don’t have to spend a fortune to show your receiver how much you love and appreciate him or her. Check out flyers for discounts and deals, create your own gifts at home, and always remember to reuse gift bags and wrapping papers.

Read our inexpensive Valentine’s ideas!

Related posts

• Saving Money On Your Wedding (0)
• Saving Money On Your Food Budget (2)
• Free E-Book: Thriving On Less (0)
• Using Safer and Homemade Cleaners (10)
• Snowman Dishes, Revisited (7)

Although window coverings are expensive we are generally willing to spend money on them as they fulfill so may purposes in a room, adding warmth and privacy as well as decoration. Rooms simply look unfinished without them. If money is tight you will be wondering how to add effective window treatments without breaking the bank but you can definitely achieve a lot without a huge budget. Here are some ways to save money:-

1. Make Your Own Curtains

You can save a lot of money if you can sew simple straight lines with a sewing machine. If you are inexperienced start with short sill length curtains such as those for kitchen windows and progress to full length curtains for your living room. Choose a light washable cotton fabric for your kitchen curtains and add a heading tape of your choice. If you work neatly and measure accurately you will have no problems at all. Later you can progress to using lining and making fancier items such as window valances and tie backs.

2. Choose Cheaper Fabric

Fabrics vary enormously in price but you can make very effective curtains with simple cream calico or cotton. You can create more effective window treatments by being generous with cheap fabric than you can by creating curtains from expensive fabric where you can not afford enough to create a full effect. You will find that plain fabrics are often cheaper than patterned ones. If you think they are too plain you can always add interest with trimming.

3. Buy Ready-Made Curtains

If you have standard windows you will usually find ready-made curtains work out cheaper than having curtains custom made. Your choice will be more limited but you will usually find something to suit if you check out curtain sites online.

4. Go Simple

It can be enough in a contemporary home to put up simple cream or gray window blinds which you can buy very cheaply. You do not have to get carried away creating elaborate window treatments when “less is more” is often more effective.

5. Add Layers

If you would like elaborate window treatments (and they suit your home) but you can not afford them purchase items over time. For example you could start with a simple blind and then later add dress curtains and then later still a window valance or wooden cornice.

Related posts

• Using Safer and Homemade Cleaners (10)
• Saving Money On Your Food Budget (2)
• No-Waste Holiday Ideas (15)
• Free E-Book: Thriving On Less (0)
• Ways You Can Save Money Each Month (0)

Check the free coupon offers to the right —–>>>

This is a guest post by Lorraine, one of our new readers:

For me, organization is the key to saving money with coupons. I work on finding and organizing coupons just once a week, and generally save $5 or $10 a week from my shopping bill. I search for online sites that offer coupons for the items I usually buy, and register and bookmark the pages for easy return. Some sites allow you to load coupons to a store card electronically. Others allow or require you to print the coupons. I normally look for food coupons, but I also use coupons for cleaning supplies.

Next, I check the local advertisements, and once I know what products are being offered for a good price, I pull out any coupons that can be used on my next shopping trip. I also use some higher-denomination coupons to try out a new but higher-priced item, or to occasionally splurge a bit on a special item. Since an expired coupon is a useless coupon, I keep the printed versions in a small tabbed file container, about the size of a recipe file box. Each coupon is stored according to its expiration month, so I never encounter problems at the checkout counter.

When I am in the store aisles browsing merchandise, I compare prices associated with the coupon-item I’m thinking of buying. If there is another acceptable brand that would be less than the discounted item, I put the coupon away for later use. It is important to check whether a coupon discount will really get you the best deal. Sometimes there are other offers that beat the coupon you have – a different size that is even less expensive, or an in-house sale price that cannot be combined with coupons, for example. By using coupons to look for the best deals, I also learn to shop with discrimination. It pushes me to check the price-per-unit of a grocery item, and to consider no-names or generics.

Coupon use also helps me to plan out my shopping, rather than pick up items from memory (or impulse) as I go down the aisles. I am sure that focusing on coupons, and the list of items I intend to buy, has saved me even more than just the coupons alone. Remember to toss out expired coupons, and to share higher denomination coupons with friends who may want them. You can find coupon sharing clubs on the internet, at church, work, or through you network of friends. Everyone enjoys getting a good deal, and if all else fails, I’ll leave an unexpired coupon (for something I have decided not to buy) right next to the product on a store shelf. Who knows, the next person to come along may be looking for that exact item and use the coupon themselves!

Related posts

• Sign Up For Free Samples (3)
• Saving Money On Your Food Budget (2)
• Saving Big With Coupons (0)
• Using Safer and Homemade Cleaners (10)
• Totally Free Samples (2)

Posted by Leila D:

There are tons of ways to save money on monthly expenses but most of these ways consist of cutting back on day to day luxuries that we don’t really need. I’m always trying to find good ways of saving money and I always end up finding something new to “get rid” of in my life. But this can sometimes be a good thing. Let me talk about a few ways.

The first for me would definitely start at home. I live in Texas so the weather gets a little crazy here. I find that weather sealing my windows and doors saves me a ton of money during the winter. Spending a mere $50 dollars in the first month to make my gas bill in the low $100′s the rest of the season is way better then spending close to $300 a month for almost four months in a row.

Next in home would definitely be energy saving bulbs and fans during the summer months. I once had an electricity bill of close to $600 bucks in a one bedroom apartment. That is all it took to wake me up and make me more aware of how much electricity I was using each month. I found that the energy saving bulbs cut it back about $8 bucks a months so they pay for themselves in the first month.

Next I bought some plug-in stand up fans for each room. I figured that the air conditioner cooled the whole house, but why would I need to cool the whole house if I’m only in one room at a time? Well I don’t! So for about $100 bucks at a place like Wal-Mart or Target you can almost cut your electric bill in half depending on the size of your house.

Now we move on to eating habits. Eating fast food everyday like the average American can lead to it becoming a habit of spending $15 to $20 bucks everyday just to eat! I pride myself on breaking that habit and spending $15-$20 bucks on food a week. That’s roughly a $120 a week difference. But not only do you save a ton of money, you can lose weight, feel better, and overall end up healthier. Plus you learn a lot of fun fruit and vegetable recipes. So just remember, the grocery store is the way to go. Also try to learn some once a week cooking tips. Check the link for more information and some great once a week cooking recipes.

Last but not least is saving money on gas. This one isn’t for everyone, but for some of us, its huge. I personally live about a half a mile from work. So of coarse, I walk or ride my bike. Some people spend close to a grand a month on gas. That to me is insane. I drive only when I have to. Which is going out of town, across town to see friends or family, or in a minor emergency. And in this case, just like with food, you lose weight and become more healthy from walking or riding a bike.

These are just a few simple ways to cut back on money each month. You can always come up with new and improved ways to save money. So feel free to use mine and come up with some new ones of your own.

Related posts

• Using Safer and Homemade Cleaners (10)
• Totally Free Samples (2)
• Saving Money On Your Food Budget (2)
• Saving Money on Window Coverings (1)
• No-Waste Holiday Ideas (15)

(click the book to purchase)
In this guide to frugal living, Deborah shows you how to live within your means and enjoy doing it. Among other things, she shows you how to:

* Take the sting out of gift-giving
* Dress well on a budget
* Save on family expenses
* Slash household expenses
* Involve the whole family in saving money
* Save more for the things you want

Frugal Living for Dummiescovers all areas of life with common sense advice and guidance on:

* Working with your partner to achieve financial goals
* Going to the grocery without being taken to the cleaners
* Quick and thrifty cooking techniques
* Providing kids the basics on a tight budget
* Looking good and feeling good on a tight budget
* Frugal holiday fun year round
* Saving money around the house and driveway
* Finding quality in pre-owned merchandise

Packed with tried-and-true techniques for cutting costs, Frugal Living For Dummies is the ultimate financial survival guide for the rest of us.

Related posts

• Saving Money On Your Wedding (0)
• Saving Money On Your Food Budget (2)
• Snowman Dishes, Revisited (7)
• Shopping the Dent And Bent Stores (7)
• Using Safer and Homemade Cleaners (10)

This was submitted by Jenny, one of our long time readers at Simply Saving.

Coupons are great. There’s various types of coupons that can save you money in supermarkets, gas stations, restaurants and movie theaters. My husband is retired and I’m approaching that while self employed. So saving on expense helps us a great deal. On Sundays, we get coupons with the Sunday newspaper. I keep a folder to keep them in. The most economical way to use coupons is to purchase items you normally purchase or maybe just another name brand for an item you tend to purchase, perhaps, like granola bars. We have the advantage at one of our supermarkets that they double the value of the coupon as long as it’s $0.99 or less. So, if there’s a coupon for $0.50, then the item sells for $1.00 less at this particular supermarket. This supermarket called Giant Eagle in our town also gives you $0.10 off per gallon for every $50 you spend in their store. This keeps accumulating for several months if you wish. So, let’s say you have accumulated $0.60 off per gallon, you have to go to this specific gas station to get the discount on your gas. So, besides doubling coupons, they have this added advantage.

Then there’s also the Entertainment Book we have specifically for our district in Ohio. This book contains hundreds of coupons. The book isn’t free but right after Christmas it sold for 19.99 online instead of the 30.00 which it normally sells for. There are a lot of coupons for fast food restaurants where you get possibly a drink for free, or you buy one and get one free. That comes in handy. Also, there’s a dining card attached to the book and you can go to any of the selected finer dining restaurant and get a substantial discount on two meals possibly up to $15.00. Movies are half the price if you purchase the tickets ahead of time with the coupons. All sorts of entertainment events offer coupons as well.

You can also find coupons online just by Googling the restaurant or place. It’s almost a shame to purchase anything without a coupon. Often pharmacies have specials. Stores like Kohl’s or JCPenney’s offer coupons to credit card members that are fairly good anywhere from 15% to 30%. I always feel like I’m robbing the bank when I get a great deal. Just the act of searching and finding a great coupon in the newspaper or online is entertainment in itself.

Related posts

• Saving Money On Your Food Budget (2)
• Snowman Dishes, Revisited (7)
• Sign Up For Free Samples (3)
• Saving Money On Your Wedding (0)
• Saving Money On Clothing And Personal Care (3)

Written by Trent who blogs at The Simple Dollar

Recently, my wife and I had some guests over to visit. While here, one of the guests used the restroom on the main floor of our home, where we have a large closet where we store supplies over the long haul. She observed that there were about twenty bars of soap, several bottles of Old Spice body wash, several large bottles of shampoo, and six boxes of our son’s favorite breakfast cereal (Yogurt Burst Cheerios) stowed away in there, and when she came out, she made a half-curious and half-sarcastic comment about them.

Here’s the real scoop: every item listed above cost us less than a dime. In each case, we saw a tremendous buying opportunity matching coupons to a sale and we simply stocked up big time on those items, leaving us with a large closet stuffed full with unusual items. I like to call it anticipation buying.

Anticipation buying revolves around four distinct principles.

First, there are some items that we will continually use over time. Soap, shampoo, oatmeal, Yogurt Burst Cheerios (without them, our son would riot), flour, sugar, some fruit juices, milk, coffee, razor blades, toilet paper – these are items that we use over and over again and continually need to stock up on. Because we’re aware of this, we can use a specific plan of attack for these items to get low prices on them.

Second, there are irregular opportunities to find such items on sale. These items pop up on sale on a completely irregular basis. Brand A shampoo might be on sale one week, then two weeks later Brand B will be on sale. Not only might national brands be running a promotion where items are on sale in stores, but individual stores might select different loss leaders to get people in the door.

In order to keep up on these individual sales, we just follow the grocery flyers in our Sunday paper (and in other flyers we get in the mail throughout the week). I usually have flyers for all of the local grocery stores and I keep an eye out for their big sales by reading their flyers each Sunday over breakfast.

Third, there are irregular opportunities to find strong coupons on such items. I clip every coupon for items in the above categories that are of acceptable brands from the Sunday paper, and if I see a very good coupon, I’ll stop at the local convenience store early on Monday morning and ask for the inserts out of the old Sunday papers (the cashier always says “Sure” and I start scavenging for coupon inserts). Sometimes, I can get as many as fifteen of the good coupons – if they’re for $1.50 off an item I know we’ll use frequently, it’s like cash in the pocket.

So, we patiently clip all coupons for these items and save them until there’s a sale, then stock up. I have the coupons. I have the flyers. I then just wait for them to sync up. Usually, it happens about a month or so after I clip the coupons one month coupon strategy at work).

Another tactic to note: quite often, individual store flyers will have coupons that match the manufacturer’s coupons you have. Often, you can use these coupons simultaneously. So, let’s say my local Fareway ad has a coupon letting me get Herbal Essences shampoo or conditioner for $1.99 a bottle (limit 6) and I have three “save $3 on 2 bottles” coupon from the manufacturer. I just take all of them there and walk out with good shampoo and conditioner for $0.49 a bottle.

Here’s a real-world example. Recently, I had several copies of a coupon that permitted me to save $3 on any two bottles of Old Spice body wash. I waited until I noticed a sale – and not long ago, there was one at a local Walgreen’s. The individual bottles were $1.79 on sale there. I took in my wad of coupons and picked up ten bottles, paying $0.29 a bottle. I walked out of the store with ten bottles of soap, having spent less than $4 total – and it was just a five minute stop on my normal shopping trip. That’s how you save money.

What’s the long-term effect? The result from doing this regularly is quite interesting. Our regular shopping lists almost never have these “anticipation” items on it. Instead, they almost always just list the food items we need for the week, which means that at the grocery store, we rarely even visit big sections of the store. We mostly visit the produce aisle, the meat counter, the dairy area (for milk, etc.), and a few other specific places (pasta, canned items, bread when I’ve not made any), and that’s about it. Our grocery bills are cheaper and our shopping trips are actually quite a bit shorter because we’re not going over to the far side of the store to pick up shampoo or toilet paper – the time invested in executing this strategy is partially redeemed on ordinary shopping trips.

When I first started The Simple Dollar, I had a very simple coupon strategy that didn’t save me a whole lot of money. It’s been fun to watch the strategy evolve over the years – first syncing it with a grocery list and evolving that strategy a bit, then discovering the figuring out how sales and coupons synchronized and now evolving that strategy a bit. I used to believe that perhaps coupons weren’t worth the time invested, but I’ve found more and more that if you do it intelligently, there are some serious savings to be had – and it doesn’t take as much time as you might think.

Related posts

• Saving Money On Your Food Budget (2)
• Simple Ways I Save Money Food Shopping (0)
• Sign Up For Free Samples (3)
• Saving Money On Your Wedding (0)
• Saving Big With Coupons (0)

These days, brides are all about saving money, but you don’t have to scrimp on having a fabulous wedding! Check out this video for
cost saving ideas for your ceremony, reception and more. See how top designers are creating gowns to fit brides with all budgets and tips for saving money at your cocktail hour.

Related posts

• Saving Money On Your Food Budget (2)
• How to Save Money Buying Gifts (0)
• Frugal Living for Dummies (7)
• Free E-Book: Thriving On Less (0)
• 50 Tips for Frugal Living (17)

Leo Babauta of Zen Habits (I love that blog) is offering his e-book, Thriving On Less for free. This e-book is a companion to The Power of Less.

From the introduction:

The recent economic recession has a lot of people worried, about their jobs, their businesses, their homes and their bills. When your income is dropping or in jeopardy and you still have a mountain of bills to pay, things can get pretty scary.

However, tough economic times do not have to be a time of struggles! If you look for the opportunity in the middle of difficulty, as Mr. Einstein suggested, then tough economic times become an opportunity to transform your life.

Table of Contents

Introduction
1. A Simple Lifestyle
2. Focus on the Essentials
3. Thriving on Less, Not Struggling
4. Focusing on Enough, Not More
5. Make Small Financial Changes First
6. Look at Large Expenses for the Long Term
7. Changing Your Spending Habits
8. A Guide to Getting Out of Debt
9. Tools for a Frugal Life
10. Resources

Read our inexpensive Valentine’s ideas!

Related posts

• Saving Money On Your Food Budget (2)
• No-Waste Holiday Ideas (15)
• Using Safer and Homemade Cleaners (10)
• Seven Inexpensive Gifts (6)
• Saving Money On Clothing And Personal Care (3)