Setting up a family budget is important because it helps you see where your money is going and where you can save. Here are a bunch of PDF files on pages on family budgeting. You can read, save or print them out.
Family Finances
Family Spending Plan
Printable Budget
Keeping A Family Budget
Building A Family Budget
Creating A Family Budget
How To Set Up A Budget
Sometimes you want to give someone a small gift to express your appreciation or you simply don’t have extra money to buy an expensive gift but you want to give something. Here’s a few ideas for gifts that don’t cost a lot but will be appreciated by whoever the recipient is. 
1. Make muffins. Line a tin (that you picked up in a yard sale, of course) with colorful tissue paper and fill it with yummy muffins.
2. Make a personalized homemade gift basket. Pick up baskets at yard sales and flea markets. Line them with pretty cloth napkins.
3. Offer a service. Print out a coupon for three car washes, a months worth of babysitting, landscaping or a foot massage.
4. Pack a picnic. Buy a red checkered table cloth (or any color) at a flea market, or use your own. Pack a large covered basket, or cooler with pasta salads, fruit, cheese, bread and crackers, leftovers and drinks.
5. Defrost one of your Once A Month Cooking Meals. Add two colorful cloth napkins and a loaf of bread.
6. If you bake, create your own cookie of the month. Print out a list in advance and make a half dozen cookies each month.
7. Frame a paint by number that you or your child created.
Take a look at this PDF file titled 66 Ways To Save Money and you might find some ways you haven’t thought of yet. Some of the topics discussed are insurance, credit cards and banking.
