Written by Trent who blogs at The Simple Dollar

Recently, my wife and I had some guests over to visit. While here, one of the guests used the restroom on the main floor of our home, where we have a large closet where we store supplies over the long haul. She observed that there were about twenty bars of soap, several bottles of Old Spice body wash, several large bottles of shampoo, and six boxes of our son’s favorite breakfast cereal (Yogurt Burst Cheerios) stowed away in there, and when she came out, she made a half-curious and half-sarcastic comment about them.

Here’s the real scoop: every item listed above cost us less than a dime. In each case, we saw a tremendous buying opportunity matching coupons to a sale and we simply stocked up big time on those items, leaving us with a large closet stuffed full with unusual items. I like to call it anticipation buying.

Anticipation buying revolves around four distinct principles.

First, there are some items that we will continually use over time. Soap, shampoo, oatmeal, Yogurt Burst Cheerios (without them, our son would riot), flour, sugar, some fruit juices, milk, coffee, razor blades, toilet paper – these are items that we use over and over again and continually need to stock up on. Because we’re aware of this, we can use a specific plan of attack for these items to get low prices on them.

Second, there are irregular opportunities to find such items on sale. These items pop up on sale on a completely irregular basis. Brand A shampoo might be on sale one week, then two weeks later Brand B will be on sale. Not only might national brands be running a promotion where items are on sale in stores, but individual stores might select different loss leaders to get people in the door.

In order to keep up on these individual sales, we just follow the grocery flyers in our Sunday paper (and in other flyers we get in the mail throughout the week). I usually have flyers for all of the local grocery stores and I keep an eye out for their big sales by reading their flyers each Sunday over breakfast.

Third, there are irregular opportunities to find strong coupons on such items. I clip every coupon for items in the above categories that are of acceptable brands from the Sunday paper, and if I see a very good coupon, I’ll stop at the local convenience store early on Monday morning and ask for the inserts out of the old Sunday papers (the cashier always says “Sure” and I start scavenging for coupon inserts). Sometimes, I can get as many as fifteen of the good coupons – if they’re for $1.50 off an item I know we’ll use frequently, it’s like cash in the pocket.

So, we patiently clip all coupons for these items and save them until there’s a sale, then stock up. I have the coupons. I have the flyers. I then just wait for them to sync up. Usually, it happens about a month or so after I clip the coupons one month coupon strategy at work).

Another tactic to note: quite often, individual store flyers will have coupons that match the manufacturer’s coupons you have. Often, you can use these coupons simultaneously. So, let’s say my local Fareway ad has a coupon letting me get Herbal Essences shampoo or conditioner for $1.99 a bottle (limit 6) and I have three “save $3 on 2 bottles” coupon from the manufacturer. I just take all of them there and walk out with good shampoo and conditioner for $0.49 a bottle.

Here’s a real-world example. Recently, I had several copies of a coupon that permitted me to save $3 on any two bottles of Old Spice body wash. I waited until I noticed a sale – and not long ago, there was one at a local Walgreen’s. The individual bottles were $1.79 on sale there. I took in my wad of coupons and picked up ten bottles, paying $0.29 a bottle. I walked out of the store with ten bottles of soap, having spent less than $4 total – and it was just a five minute stop on my normal shopping trip. That’s how you save money.

What’s the long-term effect? The result from doing this regularly is quite interesting. Our regular shopping lists almost never have these “anticipation” items on it. Instead, they almost always just list the food items we need for the week, which means that at the grocery store, we rarely even visit big sections of the store. We mostly visit the produce aisle, the meat counter, the dairy area (for milk, etc.), and a few other specific places (pasta, canned items, bread when I’ve not made any), and that’s about it. Our grocery bills are cheaper and our shopping trips are actually quite a bit shorter because we’re not going over to the far side of the store to pick up shampoo or toilet paper – the time invested in executing this strategy is partially redeemed on ordinary shopping trips.

When I first started The Simple Dollar, I had a very simple coupon strategy that didn’t save me a whole lot of money. It’s been fun to watch the strategy evolve over the years – first syncing it with a grocery list and evolving that strategy a bit, then discovering the figuring out how sales and coupons synchronized and now evolving that strategy a bit. I used to believe that perhaps coupons weren’t worth the time invested, but I’ve found more and more that if you do it intelligently, there are some serious savings to be had – and it doesn’t take as much time as you might think.

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I’ve always loved poking around in thrift stores, flea markets and garage sales. I’ve found some really great bargains, like these snowman dishes from a local flea market. My mother and I would always try to hit up the weekend garage sales when we lived in Brooklyn and then we’d go for lunch afterwards. Now that I have two daughters, I’m happy that they enjoy it also – because it’s much more fun going with someone else.

We went to two thrift store in our neighborhood over the weekend. Here’s some of what I picked up.

This candle and flowerpot have found a home on my kitchen windowsill. I put in an order with the Easter Bunny for some kind of small plant for the flowerpot. Each item was $1.00.

This bunny is made of wrought iron (which I love!) and has a place for a tealight candle. It was $3.00.

I have a bunch of rectangular heavy-duty plastic trays that I bought several years ago and we use the all the time, for a bunch of different things but mostly for carrying snacks and drinks out to the back yard. They’re starting to crack so I’ve been trying to find more (without having to buy them new). I didn’t find any rectangle ones but I did find a round one for $1.00.

The two plastic dishes were .25 each and they’ll go under a plant somewhere outside. The butterfly trivet was $3.00, new in the package. I’m not going to use it as a trivet though…I’m going to try and mosaic it over the summer and hang it up outside. We’ll see what ends up happening. lol

This was my favorite find of the day! I love this handpainted, wooden bowl. It’s on my kitchen table right now waiting to be filled with treats and fruit. It was $3.00. Also, in both stores everything was 30% off.

I also picked up a binder (with some paper inside it) for $1.00, a pack of bird stickers for .25, a package of party invitations for .25 and a new (in the package) game of Cribbage for .50. We don’t know how to play and I know my daughters like learning new games so I bought it for one of those days when the weather is not so great and we’re looking for something new to try.

PS: This post is part of Second Time Around, Thrift Store Thursday and Junk Party.

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Check out this ebook from Budget 101. It’s a great resource for for tips and ideas on how to cut your grocery bill. There’s ideas on once a month cooking, growing herbs, menu planning and more.

Cut Your Grocery Budget

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Whether you”re savings pro or just starting to look for ways to save, you’ll find lots of frugal shopping tips in this list. Look it over and choose two – three to focus on at first. Then when you’re comfortable with those, add a few more.

1. Always go with a list. If you go without a list, you may as well just throw your money away. Better yet, donate it to me — I probably need it more than you. Seriously, though, you need to prepare a list of everything you need, pulling from your weekly menu (next tip) and checking to make sure you don’t have it in your pantry, fridge or freezer. Make sure you’re not forgetting anything. Now stick to that list.

2. Plan out a weekly menu. This is the best way to ensure that your list is complete, and that you have enough to serve your family dinner for the week. I often plan a weekly menu and then duplicate it for the next week — this way I can shop for two weeks at once. Be sure to plan a leftovers night.

3. Don’t go when you’re hungry. This is a common tip, but it’s true: when you’re hungry, you want to buy all kinds of junk. You’ll end up spending a lot more. Eat a good meal first, and you’ll be more likely to stick to your list.

4. Have a budget. When I go to the store, I know exactly how much I can spend. Then I try my best to stick within that limit. If you don’t know how much you can spend, you’ll certainly spend too much.

5. Do a rough running tally. Related to the above tip, if you want to stay within your budget, it’s best to know where you’re at. Then, when you can see you’re going to go above it, you can decide whether you really need that 10-lb. box of bon bons. I keep a running tally on my grocery list, just rounding off so I can do some quick math. An item costs $1.85? I say $2. Then I don’t need a calculator or all those complicated math skills.

6. Keep a list on your fridge, and write things down immediately. When you run out of something, don’t leave it to your memory. Jot it down immediately, and you’ll never have to run back to the store because you don’t have eggs.

7. Make a pantry checklist. Make a checklist of everything you normally stock in your pantry. Keep it posted on the pantry. Put a slash next to each item for the number of items you have (if you have two cans of stewed tomatoes, put two slashes). Then, when you use something, turn the slash into an x. This makes it much easier when it comes time to make your list.

8. Keep things stocked for quick-n-easy meals. Easy meals for us might be spaghetti or mac-n-cheese or a quick stir-fry. We’ve always got the ingredients on hand, so we can whip something up fast when we’re feeling lazy.

9. Buy in bulk when it makes sense. If you can save money, over the course of a month or two, by buying in bulk, plan to do so. But be sure that you’re going to use all of it before it gets bad — it isn’t cheaper to buy in bulk if you don’t use it.

10. Keep your receipts, then enter into a spreadsheet. This will be your price list. Use it so you know when bulk or sale items are a good deal. It’s also a great way to comparison shop between stores — buy your baking goods in Store A but your fresh fruits in Store B. The spreadsheet can also serve as a checklist to use when you’re compiling your shopping list.

11. Buy frozen veggies. While fresh veggies are a little better, frozen veggies are almost as good, and much better than nothing. And since you can keep them in the freezer, they rarely go bad.

12. When you’re running low, write it down. Don’t wait until you run out. when you see there’s only three toilet paper rolls left, put it on your list. Because when you run out, it will be too late.

13. Cut back on meat. Meat is expensive. We have vegetarian meals several times a week (think pasta or chili) and for other meals, you could just use a little meat as a kind of seasoning instead of the main ingredient — think Asian, Indian and other such cultural food. Actually, I eat vegetarian all the time, but the wife and kids do a little of each.

14. Pack your own lunch snacks. Buying pre-made snacks is convenient, but a big waste of money. Buy little baggies and buy the snacks in bulk, then it will take just a few minutes to pack some snacks for lunch each day.

15. Make leftovers for lunch. Plan to cook a bit extra for each dinner, so that you’ll have leftovers for your lunch and for the kids’ lunches. Pack it right away, after dinner, so you don’t have to worry about it in the morning.

16. Cook a lot, then freeze. Alternatively, you can cook a whole mess of spaghetti (for example) and freeze it for multiple dinners. A great idea is to use one Sunday and cook a week’s (or even a month’s) worth of dinners. Plan 5-6 freezable dinners and cook them all at once. Check our site for more once a week cooking tips. Feel free to submit your own once a week cooking recipes and we’ll feature them on our site!

17. Always have batteries, toilet tissue and light bulbs. And other necessities that you always seem to run out of — buy a whole bunch when they’re on sale, or buy in bulk. Be sure to check to see if you have these items before you go to the store.

18. Try crock pot dinners. We discovered these in the last year, and they are easy and cheap and tasty. Cut up a bunch of ingredients, throw them in the pot in the morning, and have dinner ready for you when you get home. Can anything be more perfect than that? I submit that it cannot.

19. Clip coupons. I know, sometimes they seem like too much trouble. But it’s not really that hard to clip a few coupons and toss them in a coupon envelop to take on your grocery shopping trip. And you can save 10-20% of your bottom line with coupons. Check store entrances, newspaper and flyers for coupons.

20. Only use coupons for items you were already planning to buy. Don’t let them trick you into buying something that’s not on your list, just to “save” money.

21. Look for specials. Every store has specials. Be sure to look for them in the newspaper, or when you get to the store (they often have unadvertised specials — look on the higher and lower shelves for deals). Don’t buy them unless they’re things you always use.

22. Try the store brands. Brand names are often no better than generic, and you’re paying for all the advertising they do to have a brand name. Give the store brand a try, and often you won’t notice a difference. Especially if it’s an ingredient in a dish where you can’t taste the quality of that individual ingredient.

23. Cut back on your “one-item” trips. They waste gas, and almost inevitably, you buy more than that one item. If you plan ahead, make a weekly menu, and shop with a list, this should drastically reduce the number of trips you make for a small number of items. But if you still find yourself running out for a few items, analyze the reason — are you not making a good list, are you forgetting some items from your list? Stock up on the things you frequently go out for.

24. Sugar cereals are a bad buy. Lots of money for no nutrition. Look for whole grain cereals with low sugar. Add fruit for better flavor.

25. Be watchful at the register. Keep an eye on the scanner — you’ll keep the cashier on his toes, and catch any mis-priced items.

26. When there’s a sale, stock up. Sale items can be a great deal. If it’s an item you normally use, buy a bunch of them.

27. Comparison shop. Look at the different brands for a certain type of product, including store brands. Sometimes there will be a significant difference. Be sure you’re comparing apples to apples — you need to divide the price by the amount (ounces, pounds, etc.) in order to get the comparable unit price.

28. Go during slow times. One of my favorite times to shop is late at night. But during working hours or other non-peak times is good too. Avoid right after 5 p.m., on paydays and near major holidays.

29. Know when the store stocks its fresh fruits and veggies. In my area, that makes a big difference. Fruits and veggies can go bad quickly, because they have to be shipped. So I know that the store re-stocks on Thursdays, and so I usually go on Thursdays or Fridays, otherwise I’ll be getting old items.

30. Plan one big trip a month for bulk staples. You can get fresh items at another store on other weeks, but doing a big bulk trip will cut back on the expense and amount you have to carry for the other three weeks. Avoid buying on impulse at the bulk store too — just because they sell a lot of it doesn’t mean you’re saving, if you weren’t planning on buying it in the first place.

31. Avoid trips to the corner store. Or the gas station! These are some of the most expensive stores. (Ranking right up there with airport stores.)

32. Try co-ops and dent and bent stores. You can often save a lot of money at these types of places for staples.

33. Consider shopping at two stores. There’s no store with a monopoly on savings. Each has savings on different items on different weeks. You might switch between two stores on alternate weeks.

34. Think deep freeze. If you really want to save, you’ll need a big freezer. Ask around — someone you know might have a relatively new model they don’t need anymore. You can use freezers to stock up on meat, frozen veggies, and similar staples, and to freeze big batches of pasta, casseroles, and other dinners you prepare ahead of time.

35. Use everything possible. Got a bunch of leftover ingredients (half an onion, a bit of tomato, some pasta, a few other veggies?) … combine them for a quick meal, so that these don’t go to waste before your next grocery trip. The more you can stretch the food, and the less you waste, the less you’ll spend in the long run.

36. Don’t waste leftovers. Have a list on your fridge of what leftovers are in there, so you don’t forget about them. Plan a leftover night or two, so you’re sure to eat them all. Pack them immediately for lunch, so they’re ready to take the next morning.

37. Don’t buy junk food (or buy as little as possible). Junk food not only costs a lot of money for about zero nutrition, but it makes you and your family fat and kills you. Talk about a bad deal! Opt for fruits and veggies instead.

38. Rain check. If an item is on sale but the store has run out of stock, ask for a rain check.

39. Go when the kids are in school. When you bring kids, they will pester you and pester you until you buy some kind of junk food. Even if you’re able to stick to your guns, it’s not pleasant saying no 10 million times. In most cases, you’ll save money shopping without the kids.

40. Go for whole foods. The processed kind is lacking in nutrition and will make you fat. Look for things in their least processed form — whole grain instead of white or wheat bread, fresh fruit instead of canned or juice, whole grain cereal or oatmeal instead of all other kinds of cereal. You get the idea.

41. Read labels. Look for trans fat, hydrogenated oils, high amounts of sugar, saturated fat, lots of sodium, cholesterol. Then avoid them like the plague. Look instead for fiber, good fats, protein, vitamins, calcium.

42. Clean out your fridge. You’ve got stuff growing in there and turning from solids to liquids. The leftovers have begun to organize their own political party. Toss em out and make room for the new.

43. Stick to your list. Avoid impulse buys. They are almost always bad, and even if it’s just a couple dollars, they will add up to $50-100 for a trip. Over the course of a year, that can mean thousands. Tell yourself you will not buy anything that’s not on your list unless it’s an absolute necessity (why isn’t toilet paper on my darn list?).

44. Use store savings cards. These can add up to big savings over the long run.

45. Cut back on your restaurant eating. It’s never cheaper or more nutritious than eating at home. Plan your dinners (see above tip) and bring your lunches to work and save a ton of money.

46. Avoid frozen dinners or prepared entrees. Again, these cost way more and are usually much less nutritious.

47. Drink water. If you regularly drink iced tea, Tang, sodas or other types of drinks, cut those out completely and just drink water. It’s much better for you, and much cheaper.

48. Prepare your grocery list by aisle. If you regularly shop at the same stores, organize your list so that you can easily find and check off items as you walk down the aisle. We always shop from right to left, so we’re not constantly running back and forth in the store.

49. Get cloth grocery bags. You’ll save tons of plastic over time, and help the environment tremendously.

50. Pack healthy snacks for the kids. Whole wheat crackers, popcorn, cut-up fruit, raisins, and other kid-friendly snacks are much better than the junk you often see in kids’ lunches. And cheaper.

By Leo Babauta who writes at ZenHabits.net
Also, be sure to check out these posts:
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Sometimes you want to give someone a small gift to express your appreciation or you simply don’t have extra money to buy an expensive gift but you want to give something. Here’s a few ideas for gifts that don’t cost a lot but will be appreciated by whoever the recipient is.

1. Make muffins. Line a tin (that you picked up in a yard sale, of course) with colorful tissue paper and fill it with yummy muffins.

2. Make a personalized homemade gift basket. Pick up baskets at yard sales and flea markets. Line them with pretty cloth napkins.

3. Offer a service. Print out a coupon for three car washes, a months worth of babysitting, landscaping or a foot massage.

4. Pack a picnic. Buy a red checkered table cloth (or any color) at a flea market, or use your own. Pack a large covered basket, or cooler with pasta salads, fruit, cheese, bread and crackers, leftovers and drinks.

5. Defrost one of your Once A Month Cooking Meals. Add two colorful cloth napkins and a loaf of bread.

6. If you bake, create your own cookie of the month. Print out a list in advance and make a half dozen cookies each month.

7. Frame a paint by number that you or your child created.

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Most of this is common sense but good reminders regardless. Enjoy!

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Do you have a dent and bent store near you? I recently discovered one in my area and have become a regular customer. It’s owned by a really nice family that just bought it from the previous owner and they’re working hard to update and clean it up. Just like shopping at a flea market or garage sale, when I shop at dent and bent stores, I take my time and look over each product carefully before I purchase it.

Today I spent $20.98 and this is what I bought.
1) Boxed or bagged items
Two boxes of Muellers ziti: 50 cents each
Two 6 pack boxes of Act 2 microwave popcorn: $2 each but it was buy one, get one free, so $1 each
A 10 pack box of Disney Princess Fruit Snacks: $1
A box of Hersheys Mini Cookies: $1
Two 10 pack boxes of Capri Sun Fruit Drinks: $1.50 each
One 10 pack box of Carpri Sun 100% Fruit Juice: $1.50
One 8 pack box of Back To Nature cheddar crackers: $1
4 packages of Earth’s Best Organic cookies: 25 cents each

My tips for buying boxed or bagged items:
When the item is loose and not packaged seperately inside the box or bag (like pasta is) I don’t buy them if they were opened and taped closed and I’ll only buy boxes that have slight creases in them. When the food item is packaged seperately inside the box and not loose (like everything else on the list), I’ll allow for more damage to the outer box and will buy a box that was opened and resealed.

2) Canned items
One can of Chicken of the Sea Whole Baby Clams: $1
One can of Armour Vienna Sausages: 50 cents
Five cans of Bumble Bee Solid White Albacore Tuna Fish in water: 75 cents each

My tips for buying canned items:
I only buy cans that have very small or no dents at all. Out of the five cans of tuna, only one had a very small dent.

Here’s some information I found online about buying dented cans.

Department of Agriculture (was on a page for canned fruit but would pertain to all cans) When buying canned fruit, avoid cans that show signs of bulging or swelling at the ends, or of leakage. Small dents in a can usually will not harm the contents unless the dents have pierced the metal or loosened the can seam. Badly dented cans, however, should always be avoided.

Purdue University Extension
Bulging cans — Spoiled! Throw away!
Dented cans — Do not buy cans with dents on the side seam of the can or on the rim seams at the top or bottom of the can. Check carefully for leakage, especially around the seam. Throw leaky cans away.
Rusty cans — Check for leakage. The rust may have penetrated the can.

With some common sense, shopping in a dent and bent store can save money. I try to go by there once a week because they constantly get more things in and rotate their stock.

::note:: originally written in 2007

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This terrific resource is run by Blake Slemmer. You’ll find listings for pick-your-own farms, instructions for canning & freezing and tips for picking. There’s also a comprehensive guide to organic foods.

pickyourown.org

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I try to shop the flyer, especially the loss leaders (these are the items the stores puts on sale to entice you into the store. They’re usually on the front page of the flyer). This week one of the loss leaders for the store I shop in, is chicken breasts; buy one, get one free. My husband and kids love chicken (I’m a vegetarian for over 20 years) so I’ll buy several packages and freeze them.

If an item we use often is on sale (such as peanut butter or cheese) and I also have coupons for it, I’ll buy as many as I can and store it or freeze it. I’ve found that if I do that each week with just a couple of items, I can build up a stockpile of things we use often…and because we use them often, they don’t just sit around and end up being tossed. We have a large upright freezer, in addition to our refrigerator/freezer, and room to store extras in our laundry room/pantry.

I don’t have a lot of extra time to cut a lot of coupons anymore, so I’ve started buying them on eBay. I just bought 20 coupons for $1.00 off 2 Morning Star Farms vegetarian foods for $1.59, including postage. This is something I buy all the time, regardless of the price or if I have any coupons. Usually they sell for $3.49 each at the store I shop in. The coupon states I need to buy two and I have 20 coupons, so that’s 40 I’ll end up buying. 40 at $3.49 each is $139.60. 20 coupons for $1 off is a savings of $20, minus the $1.59, I’ll save $18.41, bringing the total for 40 to $121.19. Rather than give that $18.41 to my local grocery store, I can think of at least five things I can do with that instead.

1. The five of us can go to Dairy Queen for Blizzards
2. I can take my kids to play miniature golf.
3. I can buy some books at the local used book store
4. Rent some videos from Blockbuster
5. Put it in the tank of my car.

These easy ways don’t take a lot of time and I’ve been able to save quite a bit of money. I’ll share more about my food shopping methods in future posts, like the bargains I find at the dent and bent stores.  

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